Auto Financing Made Easy
Get pre-qualified in minutes. First-time buyers welcome.
First-Time Buyer? We've Got You.
No Credit? No Problem
We work with lenders who specialize in first-time buyers and thin credit files.
Simple Process
Pre-qualification is quick and only requires basic information. Soft pull won't hurt your score.
Flexible Terms
Multiple financing options, rent-to-own programs, and down payment flexibility.
Transparent Pricing
See all costs upfront. No hidden fees, no surprises at signing.
Get Pre-Qualified
Soft pull only. Won't affect your credit score.
How Financing Works
Get Pre-Qualified
Submit your information online. Takes less than 2 minutes. Soft pull only—won't affect your credit score.
Review Your Options
We'll present financing options from multiple lenders with different terms and rates.
Choose Your Car
Shop our inventory knowing what you're approved for. We'll show you monthly payments on each vehicle.
Finalize & Drive
Complete your application, sign paperwork, and drive home the same day.
Common Questions
Will checking my pre-qualification affect my credit score?
No. Our pre-qualification process uses a soft credit pull which does not impact your credit score. Only when you formally apply for financing will we perform a hard pull.
What credit score do I need?
We work with lenders across all credit ranges. While higher scores get better rates, we have programs for first-time buyers and those rebuilding credit.
How much should I put down?
Down payments vary. Some programs allow as little as $0 down, while others may require 10-20%. Larger down payments typically result in lower monthly payments and better rates.
What documents do I need?
Typically: ID, proof of income (pay stubs, bank statements), proof of residence (utility bill, lease), and proof of insurance. We'll provide a complete checklist when you're approved.